Mama Jo’s Inc. d/b/a Berries v. Sparta Insurance Company
2020 WL 4782369 (11th Cir. Aug. 18, 2020) In this case the Eleventh Circuit Court of Appeals addresses what constitutes “direct physical loss” that triggers coverage. Specifically, the Court considered whether dust and debris generated by road construction is direct physical loss, and held that it is not. The Southern District of Florida had excluded the opinions of Plaintiff’s…